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KhetiTools

Agri-Finance & Market Calculators

Kisan Credit Card limits and interest, crop insurance premium and claims, and mandi selling margins.

Credit, insurance and selling – done with numbers

Cheap credit, crop insurance and a good selling decision protect a farm's income as much as a good harvest. These calculators follow the published rules of the schemes, so you can check what you are entitled to before you visit the bank or the mandi.

Scheme rules, rates and limits change. Always confirm current figures with your bank, insurance company, Common Service Centre or mandi office.

Frequently asked questions

What is the interest rate on a Kisan Credit Card?

Short-term crop loans under KCC are given at 7% a year within the subsidised limit, and farmers who repay on time get a further 3% incentive, bringing the effective rate to 4%.

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